Cadence Henderson HOA Fees: Complete Breakdown 2026

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What do HOA fees actually cost in Cadence? What do you get for your money? Are there hidden assessments?

Here's everything you need to know about Cadence HOA fees.

Master HOA Fees (All Residents Pay)

Every Cadence homeowner pays the master association fee. This is non-negotiable.

2025-2026 Master HOA: $225 per quarter ($75 per month, $900 annually). Billed quarterly: January 1, April 1, July 1, October 1.

What master HOA covers: Central Park maintenance (50 acres including pool, splash pads, amphitheater, trails), common area landscaping throughout Cadence, streetlights and sidewalk maintenance, master association management and administration, community events and programming, trail system maintenance (30+ acres), community signage and monuments, general liability insurance for common areas.

What master HOA does NOT cover: Individual neighborhood amenities (some neighborhoods have additional pools, parks, or landscaping), your individual property landscaping or maintenance, utilities, home insurance.

Sub-Association Fees (Neighborhood Specific)

Some Cadence neighborhoods have additional sub-association fees for neighborhood-specific amenities.

Total monthly HOA range: $75 (master only) to $180 (Heritage 55+ with all fees).

Insurance Special Assessments (Townhomes and Condos)

Nevada law requires property insurance for homes with shared vertical walls (NRS 116.3113). Some Cadence townhomes and condos have additional insurance assessments.

2025 insurance special assessment: $99 per quarter ($33 per month, $396 annually) for affected properties. This covers master insurance blanket policy for multi-family residential buildings and association-owned property.

Who pays this: Only homeowners in buildings with shared vertical walls (townhomes, condos, duplexes). Single-family detached homes do NOT pay this assessment.

Important: Even if you pay this assessment, you still need your own homeowner's insurance (HO6 for condos, HO3 for townhomes). The master policy covers building structure only, not your personal property or interior finishes.

No SID or LID Fees

Unlike Inspirada and some other Henderson communities, most Cadence homes have no Special Improvement District (SID) or Limited Improvement District (LID) fees.

This saves Cadence homeowners thousands of dollars over the life of ownership. Inspirada homeowners often pay $40 to $60 monthly in LID fees for 10 to 20 years on top of HOA fees.

One-Time Fees at Purchase

Capital contribution fee: $750 for Heritage at Cadence 55+ community (one-time payment at closing). Most other Cadence neighborhoods do not charge this fee.

HOA transfer fee: Varies by builder and neighborhood, typically $200 to $500 at closing for new construction. Some builders cover this as part of purchase incentives.

First quarter HOA dues: Due at closing. Budget for $225 to $400 depending on neighborhood.

What You Get for Your HOA Fees

Compared to other Henderson master-planned communities, Cadence delivers good value for HOA fees.

Central Park amenities: 50-acre park with community pool, splash pads, amphitheater, trails, fitness court, playgrounds, free Wi-Fi, bike share program.

Maintenance services: All common area landscape maintenance (mowing, trimming, irrigation), trash and recycling services in some neighborhoods, streetlight maintenance, sidewalk and street repairs in common areas.

Community programming: Seasonal events (movie nights, concerts, holiday celebrations), fitness classes and activities, community newsletter and communications.

Professional management: HOA managed by CCMC (professional management company), design review committee for architectural approvals, covenant enforcement, financial management and budgeting.

HOA Fee Comparison to Other Communities

Cadence HOA fees are moderate. Higher than basic Anthem but lower than luxury communities. You get more amenities than Anthem (Central Park vs smaller neighborhood parks) but pay more than Anthem's basic $39 to $65 monthly fees.

Can HOA Fees Increase?

Yes. HOA fees increase annually to cover rising costs.

Typical increases: 2% to 5% annually for routine cost-of-living adjustments. Larger increases if major repairs or improvements are needed.

Historical increases: Cadence master HOA was $150 per quarter in 2020, now $225 per quarter in 2025. That's a 50% increase over five years (roughly 8.5% annually).

Budget for HOA fees to increase over time. A $75 monthly fee today could be $90 to $100 monthly in five years.

What Happens If You Don't Pay?

HOA fees are mandatory. Non-payment has serious consequences.

Late payment penalties: Late fees (typically $25 to $50), interest charges on unpaid balance (10% to 18% annual rate), suspension of amenity access (pool, gym, parks).

Continued non-payment: Collection agency referral, lien placed on property (HOA can foreclose if unpaid long enough), attorney fees and collection costs added to balance, credit score damage.

Don't ignore HOA bills. Contact the association immediately if you have financial hardship. Many HOAs offer payment plans.

The Bottom Line

Cadence HOA fees range from $75 to $180 monthly depending on neighborhood. Master HOA is $75 monthly for all residents. Sub-associations add $40 to $105 monthly depending on amenities.

No SID or LID fees for most homes (major advantage over Inspirada). One-time fees at closing: $200 to $1,250 depending on neighborhood.

You get 50-acre Central Park, community pool, splash pads, trails, events, and professional management. Good value compared to other master-planned communities.

Budget for 2% to 5% annual increases. Plan for $90 to $110 monthly HOA fees in five years if buying today at $75 base rate.

Want to know exact HOA fees for a specific Cadence neighborhood? Let's talk. I can pull current CC&Rs and fee schedules for any Cadence section you're considering.