Mountains Edge Cost of Living: Complete Breakdown (2026)

by Ryan Rose

Mountains Edge offers moderate cost of living within the Las Vegas Valley—more affordable than Henderson while delivering master-planned community quality families seek. The overall cost of living index runs approximately 105-108, between North Las Vegas's 102-105 and Henderson's 110-plus. With median home prices around $450,000, households need approximately $70,000-$90,000 annually for comfortable living. For families seeking master-planned quality without Henderson premium, Mountains Edge provides Nevada's tax advantages with suburban lifestyle at accessible prices. This guide breaks down every major expense category.

Mountains Edge Cost of Living Index

Mountains Edge falls in the valley's affordable range while providing quality community.

Overall index runs approximately 105-108, meaning costs are 5-8% above the national baseline of 100.

Category breakdown shows housing costs indexing at approximately 115-120, below Henderson's 125-plus. Utilities index at approximately 95-98 running below national average. Groceries index at approximately 100-102 essentially national average. Transportation indexes at approximately 105-108 due to car-dependent layout. Healthcare indexes at approximately 95-98 running below national average.

Comparison shows Los Angeles at 166, Henderson at 110.6, Centennial Hills at approximately 108-112, North Las Vegas at 102-105, and national average at 100.

Housing Costs in Mountains Edge

Housing represents the largest budget item.

Rental costs show one-bedroom apartments averaging $1,100 to $1,400 monthly, two-bedroom apartments averaging $1,300 to $1,700 monthly, three-bedroom homes for rent averaging $1,800 to $2,400 monthly, and newer construction rentals running $2,000 to $2,700 monthly.

Home purchase costs with Mountains Edge's median home price of approximately $450,000 translate to specific monthly payments. On a $450,000 home with 20% down payment and current mortgage rates around 6.5%, expect approximately $2,275 for principal and interest, plus $221 for property taxes, plus $150 for insurance, plus $50-$150 for HOA fees, totaling $2,696 to $2,796 monthly.

Comparison shows North Las Vegas running approximately $200-$400 less monthly for comparable square footage. Henderson runs approximately $400-$600 more monthly.

Property Tax Advantage

Nevada's property tax rate benefits all residents.

Effective rate runs 0.59% of assessed value—ninth lowest nationally.

On a $450,000 home, expect approximately $2,655 annually or $221 monthly.

This compares favorably to California's 0.75-1.1% effective rates and many other states.

Utility Costs

Mountains Edge utilities average $165-$190 monthly for a typical home.

Electricity from NV Energy runs $125-$170 in summer with AC and $75-$110 in winter.

Water and sewer costs $45-$75 monthly.

Natural gas from Southwest Gas averages $20-$40 monthly.

Internet service runs $50-$80 monthly for high-speed options.

Trash collection is typically $25-$35 monthly or included in some HOAs.

Summer electric bills spike significantly. Budget $170-$240 monthly during June through August for air conditioning.

Transportation Costs

Mountains Edge requires a car for most households.

Gas prices typically run $3.50-$4.50 per gallon. Average monthly gas expense for typical commuter is $130-$210 depending on commute distance.

Auto insurance averages $140-$220 monthly.

Vehicle registration costs $33 base plus supplemental fees based on vehicle value.

Commute considerations show Mountains Edge to Strip running 15-25 minutes, Mountains Edge to downtown running 20-30 minutes, and Mountains Edge to Henderson running 20-35 minutes.

Groceries and Dining

Grocery costs in Mountains Edge approximate national averages.

Typical monthly grocery budget runs $400-$550 for a family of four.

Major grocery stores include Smith's (Kroger), Albertsons, Walmart, and Costco.

Restaurant pricing is moderate. Casual dining averages $14-$22 per person. Mid-range restaurants average $22-$40 per person.

Southwest Las Vegas dining options are extensive with established commercial corridors nearby.

Healthcare Costs

Healthcare costs run at or below national average.

Mountains Edge healthcare access includes multiple urgent care facilities, primary care and specialty practices nearby, and hospital access within 15-25 minutes.

Health insurance costs vary by coverage and employer with marketplace plans running similar to national averages.

Childcare and Education

Childcare represents a significant expense for families.

Daycare costs run $700-$1,150 monthly for full-time infant care. Preschool costs $500-$900 monthly. After-school programs average $175-$375 monthly.

Public schools are free with Clark County School District. Mountains Edge schools rate 5-7 out of 10.

Private school options exist throughout south valley with tuition ranging from $8,000 to $25,000 annually.

No State Income Tax Advantage

Nevada's zero state income tax creates substantial savings.

Annual savings for a $100,000 household income relocating from California amount to $6,000 to $9,300 annually.

For $150,000 household income from California, savings reach $9,000 to $14,000 annually.

These savings apply throughout Nevada—the advantage compared to California is consistent regardless of specific Las Vegas Valley location.

What Salary Do You Need in Mountains Edge

Budget requirements depend on lifestyle.

Single adult with modest lifestyle needs $45,000-$55,000. Single adult with comfortable lifestyle needs $55,000-$70,000. Couple without children for comfortable lifestyle needs $75,000-$95,000. Family of four for comfortable lifestyle needs $85,000-$115,000.

These figures run $5,000-$10,000 above North Las Vegas equivalents and $5,000-$15,000 below Henderson equivalents, reflecting Mountains Edge's middle-ground positioning.

Cost Comparison to Other Areas

Mountains Edge vs North Las Vegas shows North Las Vegas costing 3-5% less overall with housing 10-20% less expensive.

Mountains Edge vs Henderson shows Henderson costing 5-8% more overall with housing 15-25% more expensive.

Mountains Edge vs Centennial Hills shows similar costs overall with location being the primary differentiator.

The Bottom Line

Mountains Edge offers moderate cost of living with quality master-planned community character. Housing costs run between North Las Vegas and Henderson. Schools and safety exceed Las Vegas averages while maintaining accessibility. For families seeking value without sacrificing community quality, Mountains Edge delivers balance. Nevada's tax advantages apply equally, but the housing and lifestyle costs position Mountains Edge as a genuine middle-ground option.

I help families understand the true cost of living in Mountains Edge versus alternatives. Reach out for a personalized budget analysis.

Want to understand Mountains Edge costs? Call or text Ryan Rose at 702-747-5921 for personalized guidance.

Mountains Edge Cost of Living: Frequently Asked Questions

Q1: What is the overall cost of living index in Mountains Edge?

Mountains Edge has a cost of living index of approximately 105-108, meaning costs are 5-8% above the national baseline of 100. This positions it between North Las Vegas (102-105) and Henderson (110+), offering master-planned community quality at moderate prices.

Q2: How much does it cost to rent or buy a home in Mountains Edge?

Rental costs range from $1,100-$1,400 for one-bedroom apartments to $1,800-$2,400 for three-bedroom homes. The median home price is approximately $450,000, resulting in monthly housing costs of $2,696-$2,796 including mortgage, taxes, insurance, and HOA fees with a 20% down payment.

Q3: What salary do I need to live comfortably in Mountains Edge?

A single adult needs $55,000-$70,000 for comfortable living, a couple without children needs $75,000-$95,000, and a family of four needs $85,000-$115,000 annually. These figures reflect Mountains Edge's middle-ground positioning between North Las Vegas and Henderson.

Q4: How much are property taxes in Mountains Edge?

Nevada's effective property tax rate is 0.59% of assessed value—the ninth lowest nationally. On a $450,000 home, expect approximately $2,655 annually or $221 monthly, significantly lower than California's 0.75-1.1% rates.

Q5: What are typical monthly utility costs in Mountains Edge?

Utilities average $165-$190 monthly for a typical home. Electricity runs $125-$170 in summer and $75-$110 in winter. Water and sewer cost $45-$75, natural gas averages $20-$40, and internet runs $50-$80 monthly. Summer electric bills can spike to $170-$240 during June through August.

Q6: How much does it cost to commute and own a car in Mountains Edge?

Monthly transportation costs include $130-$210 for gas (at $3.50-$4.50 per gallon), $140-$220 for auto insurance, plus vehicle registration fees. Mountains Edge requires a car for most households, with commutes to the Strip taking 15-25 minutes and to downtown 20-30 minutes.

Q7: What are grocery and dining costs in Mountains Edge?

Grocery costs approximate national averages at $400-$550 monthly for a family of four. Major stores include Smith's, Albertsons, Walmart, and Costco. Restaurant pricing is moderate with casual dining at $14-$22 per person and mid-range restaurants at $22-$40 per person.

Q8: How much does childcare cost in Mountains Edge?

Childcare costs include $700-$1,150 monthly for full-time infant daycare, $500-$900 monthly for preschool, and $175-$375 monthly for after-school programs. Public schools through Clark County School District are free, while private school tuition ranges from $8,000 to $25,000 annually.

Q9: How much money can I save with Nevada's no state income tax?

Nevada's zero state income tax creates substantial savings for those relocating from states like California. A household earning $100,000 saves $6,000-$9,300 annually, while a $150,000 household saves $9,000-$14,000 annually compared to California tax rates.

Q10: How does Mountains Edge cost of living compare to Henderson and North Las Vegas?

Mountains Edge offers a middle-ground option. North Las Vegas costs 3-5% less overall with housing 10-20% cheaper, while Henderson costs 5-8% more overall with housing 15-25% more expensive. Mountains Edge delivers master-planned community quality at more accessible prices than Henderson.